Voluntary services: How to secure pension claims without personal contributions

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Pension the pension with voluntary services - wave these advantages

More and more people are faced with the challenge of an inadequate pension in old age. Therefore, it is becoming increasingly important to take care of old -age provision at an early stage. Voluntary services offer one way to do this in which the state takes over the contributions to retirement provision. This is particularly advantageous for young people or people with low incomes who can build pension claims without having to make their own payments.

Advantages of voluntary services for retirement provision

Voluntary services, such as the voluntary social year (FSJ), the voluntary ecological year (FÖJ) and the Federal Voluntary Service (BFD), not only have a positive impact on society, but also on the personal pension claims of the participants. These services are considered recognized forms of employment, which means that the time you spend there counts in pension insurance.

The pension contributions are either financed by the operations or fully financed by the state. This enables participants, especially without their own income, to collect valuable pension points that can later pay off, for example when the minimum insurance period of five years is reached. The inclusion of benefits in kind, such as accommodation and meals, is also contributed to the pension calculation.

accessible to everyone

Another advantage is that there is no age limit for many of these voluntary services. This means that adults who want to go back to working life after a longer break or during a professional change can also benefit from these programs. This shows that voluntary services represent a valuable option for people of all ages who want to combine their social commitment with an improvement in their pension claims.

FAZIT

Voluntary services offer an excellent opportunity to get involved in society and at the same time strengthen personal pension. If you choose one of these services, not only gets the opportunity to help others, but also get long -term financial benefits from a strengthened pension entitlement. This concept not only promotes social cohesion, but also ensures that volunteers have a more solid financial basis in old age in the future