Bank employee saves 77-year-old after dangerous attempted fraud!

Bank employee saves 77-year-old after dangerous attempted fraud!

In a current incident from Bayreuth, a 77-year-old senior citizen was preserved from a possibly serious financial loss. A fraudster had pretended to be an employee of her bank and tried to make her 35,000 euros. The fraud stitch was particularly perfidious because the bank's phone number was displayed on the woman's telephone display, which made the call appear more credible. Thanks to the attentive reaction of a bank employee, the transfer could be stopped. The criminal police in Bayreuth have now taken over the investigation and warns of such fraud stitches that are increasingly also occurring among other citizens.

The police have spent specific behavior tips to protect the population. A central point is that phone numbers could be manipulated. Consumers should therefore end the conversation and call back the bank independently without using the recall button. It is also advisable not to transfer any money to foreign accounts and to check information on the phone directly with the bank. Real bank employees never ask about TAN numbers, pins or credit card numbers. Therefore, such information should be treated confidentially.

distribution and risk of TAN fraud

The increasing spread of smartphones and mobile banking has also increased the risk of TAN fraud. Banks use the Man and Pushtan methods for authentication, in which transaction numbers are sent via SMS or push message. Fraudsters use phishing methods and banking trojans to get access data and TAN numbers. Tips for protection against such attacks include vigilance when entering online banking data, avoiding suspicious links in emails and regular software updates to close security gaps.

Citizens are encouraged to be skeptical of unexpected inquiries from banks, especially if they occur in the form of SMS or emails. These messages are often interspersed with spelling or grammatical errors and require unusual actions, such as sending TAN numbers or transfer of money to unknown accounts.

security measures and responsibility of the banks

In order to ensure security for online banking, users should choose complex passwords and make sure that communication takes place via the protected https protocol. A security certificate confirms the correctness of the server, and the small castle symbol should be available in the address line when browsing. Before online banking, it also makes sense to encrypt WLAN networks and to agree on a limit for daily money movements with the bank. The banks are mostly ready to compensate customers, depending on the response time and the use of internal fraud detection systems if a fraud is reported.

It is important to carry out regular controls of the account movements in order to quickly recognize unauthorized transactions. In case of doubt, customers should immediately notify the police and block their accounts. Signs of TAN fraud, such as inexplicable debit or suspicious inquiries, should not be ignored. A timely reaction can help to avert financial damage.

The current situation shows how important it is to find out about current fraud stitches and take appropriate protective measures to protect your own finances. Consumers should always be vigilant and continuously expand knowledge about safety precautions. For more information about security in online banking, the BSI Anwalt.de Valuable tips.