Dagmar's struggle: Health insurance threatens with 7,000 euros!

Dagmar's struggle: Health insurance threatens with 7,000 euros!

In the latest repetition of the RTL2 documentary "Hartz und Warm", which was broadcast on April 7th, the focus is on the Health-stricken Dagmar. The protagonist, who died in 2021, impressively shows the difficulties with which many citizens' fees are faced. Dagmar, who lives in the Benz barracks, receives a serious letter from her health insurance company, which contains a claim of over 7,000 euros.

The financial worries of Dagmar are additionally reinforced because it suffers from shortness of breath and is dependent on an oxygen device. This causes high electricity costs that she has to bear herself. Your electricity discharge bill has increased from 25 euros to 120 euros. Due to incorrect classification as a self -employed, Dagmar also has to pay a monthly health insurance contribution of 830 euros. Despite her pension application, which she had to wait for almost a year, the classification is not taken into account. An employee of the health insurance company tries to reduce the high sum for you. Dagmar, who specifies not to be able to pay more than 10 euros, is visibly upset about the late contact and support of the health insurance.

financial burdens in 2025

In 2025 there will be no increase in citizenship money, which leads to an additional financial burden for the recipient of basic security. This is caused by a zero round, which was announced by Labor Minister Hubertus Heil in September 2024. The inflation of consumer prices, in particular rising electricity prices, significantly reduces the available money compared to 2024. Only 47.71 euros for electricity receives living in the citizens' allowance, while an additional flat rate of EUR 12.95 is paid for the use of power-powered hot water.

According to reports, the entire citizens' allowance for single people is 563 euros, which appears in no way inadequate in view of the increased electricity prices. For 2024, the supply gap between the allocated electricity costs and actually costs were 129 euros. High electricity costs are expected, especially in federal states such as Thuringia and Baden-Württemberg. In addition, operator groups have announced an average of 3.4 percent.

Citizens' allowance and its target groups

The citizens' benefit is part of the German social system and is aimed at employable and their relatives who live in a community of needs. Social assistance is planned for people who can no longer work due to illnesses or disabilities. These regulations require help that is defined as part of the Social Code (SGB XII).

The distinction between citizen benefit, basic security and social assistance is fundamental. While the citizens' allowance only applies to employees, older and permanently reduced basic security. If you are temporarily unable to work, you can apply for help to make a living. These different social benefits take into account the individual situation of those in need of help and should ensure targeted support.

The challenges of Dagmar's challenges illustrate how precarious the situation of many people in Germany is dependent on social support. The combination of insufficient financial means and increasing living costs could lead to an even worse situation in 2025.

The news situation around the citizens' benefit is therefore complex and complex, whereby the personal fates like that of Dagmar exemplarily stand for the material need for many entitlements.

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