The focus is on pension reform: Younger generation suffers from new rules!

The focus is on pension reform: Younger generation suffers from new rules!

The discussion about pension reform in Germany increases in intensity, especially in view of Marcel Fratzscher's suggestions, the President of the German Institute for Economic Research. Fratzscher calls for a fundamental reform of pension and tax policy to avoid overloading the young generation. Here, an increase in the retirement age is the focus of his considerations. At the same time, the pension increases in the future should be reduced. These measures aim to secure the financial sustainability of the pension system and to reduce the redistribution from young to old and from arm to rich, such as mrn-news.de reported.

Armin Grau, a social and health policy representative of the Greens, critically comments on these suggestions. He emphasizes that the increase in retirement age primarily affects poorer people who usually have a shorter life expectancy. This group could actually work less often until retirement age. This would not only lead to a loss of retirement, but also perceived as a factual pension cut.

consequences for the social systems

gray warns that lower pension increases pensioners who live just above the poverty border could affect. These changes could significantly burden the social systems, especially basic security in old age. Employees are also forced to meet private pension previously not required, since the statutory pension benefits are further pushed into the background. This often happens without financial support from the employer, which entails additional challenges for those affected.

Fratzscher's demands also include tax relief for companies and people with low and medium -sized incomes to stimulate the economy. The support is not one -sided; Monika Schnitzer, the chairwoman of the economic methods, also speaks for a reform. It sees the need for structural changes in pension insurance to limit the increase in contribution rates and to take measures to integrate and to recruit specialists from abroad. This illustrates the complexity and the various facets with which the pension discourse deals with, as n-tv.de

demographic challenges and future perspectives

The underlying demographic changes that are expressed in a falling birth rate and an increasing life expectancy present the pension policy before immense challenges, such as the bpb.de emphasized. The age quotient will increase significantly over the next 15 years. This means that fewer and fewer employees have to pay for a growing number of pensioners.

In order to meet these challenges, flexible solutions are necessary. Suggestions such as adaptation of the retirement age to the reality of people and the introduction of a generation factor are increasingly discussed. Ultimately, it remains a central challenge to distribute the financial burden fair and at the same time ensure that future generations can also benefit from a stable pension system.