Tax exemption 2025: Many pensioners remain tax -free up to 24,192 euros!

Tax exemption 2025: Many pensioners remain tax -free up to 24,192 euros!

Deutschland - On May 23, 2025, the tax Situation of the pensioners in Germany will be shaped by current allowances and taxation shares. Pensioners have to pay taxes from certain income limits, with the basic tax allowance for single people at 12,096 euros and for married couples or life partners at 24,192 euros. These values ​​apply for 2025 and increase the following year to 12,348 euros for single people and 24,696 euros for couples. According to RuHR24 , many pensioner households remain in particular, in particular for average pension issues and without any noteworthy additional income.

The downstream taxation of pensions that has applied since 2005 means that pension contributions are tax -free during professional life, while the later pension payments are taxed. The tax share is based on the year of the pension. For new players who retire in 2025, this proportion is 83.5 percent. For pensioners who retired before 2005, taxation is only 50 percent. According to Deutsche-rentenversicherung.de , the taxable share of adjustments to the gross tort is calculated and the relevant data is automatically calculated transmitted.

pension allowance and tax deductibility

The personal pension allowance remains constant during the entire pension term and is determined in the first year of pension. For example, the allowance for a gross torment of 12,000 euros, which started in 2005, is 6,000 euros. In the following years, this allowance drops continuously up to zero in 2058. Deductions, such as health and nursing insurance contributions and an advertising flat rate of 102 euros annually, can also be deducted from the taxable part of the pension, which means that many pensioners 2025 are expected to pay if they do not achieve any additional income.

according to transparent-beraten.de pensions are considered income tax. It is recommended to use an age income computer to determine the exact tax burden. If the total income exceeds the basic allowance, pensioners must submit an income tax return. This also applies if pensioners live abroad, whereby the tax liability depends on the duration of the stay abroad.

tax rates and support measures

Tax rates for pensioners start from a taxable income of 12,096 euros with the input tax rate of 14 percent and can increase up to 45 percent for high income. The solidarity surcharge has been in charge of pensioners since 2021, but the church tax remains. In addition, pensioners can deduct various expenses for tax purposes, including extraordinary loads and the disabled lump sum.