Taxes for seniors: Double pollution threatens due to new income limits!
Taxes for seniors: Double pollution threatens due to new income limits!
In Germany, many seniors face new challenges regarding their finances and taxes. According to Infranken exceed more and more pensioners Basic allowance. This means that you have to slide into a higher tariff zone and thus pay higher taxes.
Tax progression in Germany means that the tax burden also increases with increasing income. This applies in particular to seniors whose net ducks are likely to continue to decrease, since not only the income tax is increasing, but also income tax and solidarity surcharge. This combination leads to a significant double burden.
changes in the tax tariff
The current tax situation is divided into five tariff zones that determine the amount of the taxes to be paid in detail. The following regulations apply for 2025 (according to Tax table ):
| 1 | up to 12,096 euros | 0% |
| 2 | 12,097 euros to 17,443 euros | 14% to 24% |
| 3 | 17,444 euros to 68,480 euros | 24% to 42% |
| 4 | 68,481 euros to 277,826 euros | 42% |
| 5 | from 277,827 euros | 45% |
This taxation is adapted annually according to §32a EStG. For example, if you have an income of 70,000 euros in tariff zone 4, you pay 42 cents tax on every additional euro earned. The tax progression makes it necessary to pay close attention to your own income situation, since even small additional earnings can increase the tax burden abruptly.
Important information for seniors
seniors who receive new pension notices in December should carefully check whether their income limit is exceeded. It could be advisable to make voluntary contributions to health or long-term care insurance in order to reduce net income, which could possibly bring tax benefits. Advice appointments at the German Pension Insurance (DRV) or for independent consultants are urgently recommended in this situation.
It is also important that many notices are incorrect. It is estimated that around 40% of the notices checked are wrong, which entails additional financial uncertainties. The use of a tax calculator can help here to gain a clear overview of the tax burden, especially with regard to the progressive taxation zones Test .
Overall, these developments show that seniors in Germany are increasingly under pressure to get better information and advise on their finances and tax obligations in order to avoid possible disadvantages.
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| Ort | Deutschland |
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