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More money for pensioners in Main Franconia: pensions increase by 3.74%!
From July 2025, pensioners in Mainfranken will receive more pensions, due to an increase of 3.74%. Around 115,000 affected people benefit.
More money for pensioners in Main Franconia: pensions increase by 3.74%!
July brings good news for pensioners in Main Franconia: from July 1, 2025, they can look forward to a pension increase of 3.74 percent. This means that almost 115,000 pensioners in the region will benefit from this adjustment. For many, this means a noticeable boost in their finances. An example makes this clear: Anyone who previously received a pension of 1,000 euros can look forward to 1,037.40 euros in the future - an increase of 37.40 euros, which definitely makes a difference. However, the full effects of this increase will not be felt until August, as the increased care contributions must first be deducted in July. Around 22 million pensioners nationwide will benefit from this increase, which represents welcome support for many.
How the pensions are increased is determined by the federal government in an annual regulation; the approval of the Federal Council is necessary. Since July 1, 2023, the pension adjustment has been based on a nationwide pension value, which ensures more transparency. The current pension value will increase this year from 39.32 euros to 40.79 euros per earnings point, which is the basis for the pension calculation. This calculation is done by multiplying the earned earnings points by this current pension value, which influences the amount of the pension. A special regulation is the level protection clause, which ensures that the pension level does not fall below 48 percent, which is particularly relevant in times of rising living costs.
Background to the pension adjustment
The pension increases are based heavily on the gross wage development of the previous year. A positive development can lead to a pension adjustment of 2 to 4 percent. For 2025, the adjustment was a pleasing 3.74 percent, which is well above the forecast inflation rate of around 2.2 percent. The increase is paid out automatically, so no additional application is required - a relief for pensioners. The Federal Agency has already announced that the pension adjustment will be communicated between June 14 and July 23, 2025.
It is particularly noteworthy that this increase also takes into account pension supplements. This is important because many pensioners rely on these additional payments. The growing importance of private provision is becoming increasingly clear; Many people therefore rely on additional financial reserves to protect themselves in old age. This could be a challenge, especially for the younger generations, as the age structure of society is increasingly aging and thus the pressure on pension funds is increasing.
The overall view shows that the pension increase in 2025 was decided by the Federal Council and applies to all pension recipients nationwide. These measures also provide an incentive for political discussions about future pension reforms with the aim of keeping the pension system stable in the long term. Among other things, there are plans to make the retirement age more flexible, which will be particularly important for future generations.
Overall, it can be said that the current pension increase represents a positive aspect in the financial situation of many older people. But at the same time it is also a sign that society is required to master the challenges of demographic changes and find sustainable solutions.