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Pension situation in France: women receive 38% less than men!
The articles highlight the persistent pension inequalities in France between men and women, the causes and necessary reforms.
Pension situation in France: women receive 38% less than men!
As always with the pension issue, according to the latest reports, the gender pension gap is becoming an explosive issue that is particularly focusing on women. This is what an analysis shows Senior's Journal that in 2022 the pensions of women and men will continue to differ greatly. On average, women received a pension of just 1,178 euros, which is over 30% less than the 1,951 euros that men receive. The current gap of 38% is alarming, especially considering that women retire on average 10 months later than their male counterparts.
Despite efforts to reduce inequalities, progress remains slow. Old structures and reforms have proven inadequate as they often reinforce the status quo. Factors such as part-time work, interrupted careers and salary differences have a direct impact on pension entitlements. The maternity aspect is also not sufficiently taken into account, which leads to lower pensions. Therefore, the call for greater social and political awareness is loud and clear.
The dimensions of inequality
Like the study by Inegalites shows, the pattern of inequality extends across different social classes. A retired employee receives on average 2.4 times more pension than a worker, with the average amounts for white-collar workers being 866,000 euros and for blue-collar workers 360,000 euros. Employees not only enjoy higher pensions, they also live longer. While on average they draw their pension 22.7 years after turning 55, for workers it is only 20 years.
The gender pension gap also shows that women over the age of 65 receive an average of 42% less pension than men. This is often due to lower salaries, frequent part-time work and incomplete career trajectories. In addition, the statutory retirement age of 60 and the associated inconsistency of pension entitlements is a key point in the discussion about the fairness of the pension system.
The political responsibility
The persistent differences between men and women in the pension system are not only a personal problem, but also a social problem. Experts recommend that periods of inactivity, such as those due to child-rearing periods, be better taken into account and that there are no deductions for maternity periods. If measures to increase the minimum contribution do not take effect, this social imbalance will only worsen.
The issue of pension inequality is therefore closely linked to the issue of wages. Like the website of Destatis explains, the gender pension gap looks at the relative difference in pension income between men and women, i.e. an important parameter for assessing the financial security of older women.
In summary, it can be said: The existing inequality in pension distribution is an issue that is not only important for the women affected. It is a challenge that requires solutions for society as a whole to provide a fairer pension system for future generations. It is up to us to advance the discourse and demand the necessary reforms.