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Active pension: Pensioners in the Wittelsbacher Land are working more than ever!
In the Aichach-Friedberg district, many pensioners are working thanks to the new active pension, which will enable tax-free additional income from January 2026.
Active pension: Pensioners in the Wittelsbacher Land are working more than ever!
The average age in the Aichach-Friedberg district is high, but working life is still thriving here. Many pensioners take advantage of the opportunity to remain active and contribute to the economy even after reaching statutory retirement age. There is currently a record proportion of working pensioners in this region. The federal government's upcoming pension reform should have a significant impact on this situation.
A central element of the reform is the so-called active pension. This new regulation aims to actively combat demographic change and the acute shortage of skilled workers. [bundesregierung.de](https://www.bundesregierung.de/breg-de/aktuelles/gesetz draft-aktivrente-2389334) reports that the active pension will enable people to earn up to 2,000 euros a month tax-free without jeopardizing their pension entitlement. This applies to everyone who has reached the statutory retirement age of 67 and would like to continue working voluntarily.
Benefits for the economy and those affected
What is particularly important about this reform is that it rewards workers who remain active after retirement. This not only benefits pensioners, who can improve their financial situation, but also the entire economy. Older employees play an essential role, especially in industries that rely on experience and knowledge. [augsburger- Allgemeine.de](https://www.augsburger- Allgemeine.de/friedberg/arbeiter-trotz-rente-betroffene-im-landkreis-aichach-friedberg-112768356) emphasizes that despite unclear figures on the potential beneficiaries in the Wittelsbacher Land, the advantages for employers through a higher employment rate and increased social security contributions are obvious.
But the active pension is not accessible to everyone. Self-employed people, freelancers, farmers and foresters as well as civil servants are excluded from this regulation. Here too, the general conditions should be taken into account to ensure a fair distribution of the benefits. By the way, pensioners who exceed the tax-free amount must pay taxes on the excess amount, but they remain subject to social security contributions.
The future of the pension system
The reform is part of a comprehensive set of measures that the federal government is planning to make the pension system future-proof. Deutschlandfunk reports that around 50% of retirees in western Germany and 75% in eastern Germany rely on the statutory pension. A pension commission will be set up to develop reform proposals by the summer break of 2026. The lower pension limit of 48% until 2031 plays a central role here, financed by tax revenue.
With demographic change as a background, the pension system urgently needs to be reformed in order to ensure affordable pensions in the future. The average length of pension receipt and increasing life expectancy make it necessary to make the retirement age flexible and adjust it if necessary. The discussion about the inclusion of self-employed people and civil servants in pension insurance remains a hot topic.
Overall, the development in the Aichach-Friedberg district and the planned active pension show that the state and local authorities are striving to actively involve older people in society and the economy. A step that is important not only for the people affected, but for the entire region.