Burglary in Gelsenkirchen: Experts advise safe storage!

Burglary in Gelsenkirchen: Experts advise safe storage!

The break-in at a savings bank in Gelsenkirchen has been the subject of much discussion in recent days. Unknown perpetrators broke into around 3,200 bank lockers and stole valuables worth three-digit millions. A blatant case that has made the industry sit up and take notice and has once again brought security standards in banks into the spotlight. FNP reports that Sparkasse Oberhessen is now recommending that customers pay particular attention to the security of their lockers and take additional protective measures if necessary.

In Friedberg and Bad Nauheim access to the lockers is possible around the clock. Free subjects are particularly rare in Bad Nauheim, while in Friedberg there are still around 100 available. The Sparkasse strongly recommends keeping an inventory of the contents and storing them safely outside the locker. This makes sense because the bank has no insight into the contents of the safe deposit boxes, which are often filled with heirlooms, jewelry or documents.

Securing and insuring – what is important?

A particularly important question is whether lockers are adequately insured against loss. Guido Lenné, a specialist lawyer in banking law, emphasizes that many customers often mistakenly believe that the bank bears full responsibility for the content. The fact is: the coverage amounts in the rental agreement can often be found in the small print. WDR explains that although banks offer additional insurance for a fee, customers are not obliged to accept it. There are often better options outside of the bank, such as special safe deposit box policies from insurance companies.

To be on the safe side in the event of damage, customers should keep an up-to-date inventory list and keep important documents, pictures of valuables and purchase receipts outside the locker. Cash in particular should be carefully documented with all its details, such as denomination and storage time. Here it would make sense to have a friend witness the storage in order to avoid unpleasant surprises.

Tips for using safe deposit boxes safely

When using bank safe deposit boxes, there are some practical tips to keep in mind to ensure you have the best possible protection. Eric Zimdars, spokesman for the Sparkasse, emphasizes that the break-in in Gelsenkirchen is an exceptional situation. Nevertheless, he advises being well informed about the bank's security standards and measures. Regardless of whether it is an EC card with an individual PIN or access controls - this all contributes to security. Lockers are not visible, which also ensures discretion.

In summary, anyone who appreciates the value of their belongings and would like to store them in a locker should be well informed and, if necessary, take additional protective measures. Clear lists, good communication with the bank and a sense of your own security are the keys to this.