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Secure pension rights: Looking for a training place counts even without a contract!
Find out how young people between the ages of 17 and 25 can collect pension entitlements by looking for a training place.
Secure pension rights: Looking for a training place counts even without a contract!
In times when finding a training place is becoming a real challenge for many young people, there is important information that you should keep in mind. According to a recent report by South German newspaper Young people and young adults between the ages of 17 and 25 in particular should know that they can collect pension entitlements even without a signed training contract. This may sound confusing at first, but it is an important option that is often not used sufficiently.
A crucial step in evaluating the search for a training place as a credit period in the statutory pension insurance is to report the search effort to the employment agency. It's not enough to just search in private. Officially, this search must last at least one calendar month to be recognized. In addition, it doesn't matter whether you have a school qualification or whether benefits were received during the search - none of this counts towards your pension entitlement.
Credit periods and their meaning
The issue of credit periods is of great importance for the future of many young people. As the German pension insurance emphasizes, school periods from one's 17th birthday can also be counted as credit periods in the pension insurance. A degree is not necessary and up to eight years can be credited. This is a practical way to feed your own retirement account in the long term.
Particularly important is the opportunity to make voluntary contributions for school periods after the age of 16. These additional payments can be made up to the age of 45, provided that the relevant school years do not already have other credit periods. In this context, school leavers who cannot find a training place after school can also claim the time they spent looking for a training place as credit time.
Get active now!
In order to use all options effectively, young people should be proactive and contact the employment agency if they are looking for training. Especially at a time when the training market is highly competitive, this can be crucial for your future retirement. A cold hand in the search can prove to be lucrative!
For anyone who would like more information, the websites www.rentenblicker.de and the pages of the German Pension Insurance are a helpful point of contact. There, interested parties will find everything they need to know to prepare for the future and secure attractive pension entitlements.