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Family from Ukraine fights against debt trap in Fürth!
A Ukrainian family finds a new start in Fürth, but struggles with debts from the job center. Your story and the background.
Family from Ukraine fights against debt trap in Fürth!
A new phase of life began for the Hoa and Duy P. family from Ukraine when they accepted a job offer in Fürth in order to finally be able to stand on their own two feet financially. But the search for independence brought unexpected challenges. This family, which fled the war in Ukraine and previously lived in Baden-Württemberg, is suddenly faced with debts resulting from an incorrect re-registration of their residential address. NN reports that the family registered their residence in Fürth too early, which resulted in a reclaim of over 4,000 euros from the job center in Baden-Württemberg.
The circumstances are understandable: the parents, who were born in Vietnam, and their children, who were born in Odessa, were unfamiliar with German laws. They received support from a volunteer who assisted them in this complicated situation. Although Duy P. has found work in the catering industry and the family plans to pay off about half of the debt in installments, the second half remains a heavy burden that would be unsustainable for the family. The mother, a trained English teacher, is also confronted with the challenge of gaining a foothold in a new country and overcoming the bureaucratic hurdles.
Background information on debts and repayments
In Germany, debt is a widespread problem, especially for recipients of citizen's money. Loud Citizens' Money Org Illegal payments and excessive demands are common causes of debts at the job center. The legal basis is clear: Reclaims can usually be made by offsetting current benefits up to 30% of the standard rate.
Especially shortly after a change in registration, mistakes can quickly lead to financial drama. Unreported changes in income or late declarations often lead to unpleasant claims. The job center, which is authorized to review and possibly reclaim benefits, often bases its decisions on a variety of factors that are not always transparent. This can quickly lead to debts that put the recipient under pressure.
What can the family do?
The family is now planning to reduce their debts through installment payments. This step is extremely important in order to avert possible enforcement, which can in many cases be made easier with the legal support of a volunteer or professional debt counseling service. According to the information from Information sheets on debt advice There are various options available to regulate repayments and develop a more efficient way of dealing with your own finances.
As the Hoa and Duy P. families show, moving to Franconia can also bring solution-oriented results despite all the difficulties. The gratitude for the opportunity to live in Germany remains as they deal with another financial bottleneck. The organization “Joy for All” not only helps this family, but also asks for donations to support similar cases. It remains to be hoped that the coming months will be smoother financially for the family and that they will soon be able to leave their debt burden behind them.